Online disaster preparedness resources aim to help businesses plan for worst

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Nine out of 10 companies impacted by a disaster fail within a year unless they can resume business operations within five days, the U.S. Small Business Administration reported.

Due to recent hurricanes, floods and wildfires, insured catastrophic losses for the first half of 2011 totaled more than $17 billion, surpassing the  $13 billion in insured losses incurred during all of 2010,  the SBA said. By drawing up plans for emergency  communications, business continuity and recovery, firms can help limit their risks.

For checklists on  preparing for floods, severe winter weather or other natural  disasters, visit www.preparemybusiness.org. For  information on the SBA’s disaster loan programs,  visit www.sba.gov/disaster.